Welcome to EzeeRupee! These terms and conditions ("Terms") govern your use of the EzeeRupee website and services. By accessing or using our services, you agree to comply with and be bound by these Terms. Please read them carefully.

1. Acceptance of Terms

By applying for a personal loan or credit card through EzeeRupee or using any of our services, you confirm that you have read, understood, and agreed to these Terms. If you do not agree, please refrain from using our services.

2. Eligibility

To use EzeeRupee’s services, you must:

• Be at least 18 years of age.
• Be an Indian citizen or resident.
• Provide accurate and complete personal, financial, and employment information.

Comply with applicable laws and regulations related to obtaining personal loans.

3. Loan Application Process

EzeeRupee facilitates personal loans and credit cards by connecting borrowers with various lending partners. By submitting an application for the same, you agree to:

• Provide accurate and up-to-date personal, financial, and employment information during the application process.
• Authorize EzeeRupee and its lending partners to verify your information with third-party services, credit bureaus, and financial institutions.

Please note that approval of your application is at the discretion of our lending partners. EzeeRupee does not guarantee loan approval or specific loan terms.

4. Loan Terms

Upon loan approval, the following terms apply:

• Loan Amount: The loan amount approved will depend on your eligibility and the lender’s discretion.
• Interest Rates: Interest rates and other charges vary based on the lender’s policies and your credit profile. You will receive detailed loan terms from the lender itself.
• Repayment: Repayment terms are subject to the agreement you enter with the lender, including the tenure and the repayment method (e.g., EMI). Failure to make timely payments may result in penalties or additional charges.

5. Fees and Charges

EzeeRupee does not charge users for any applications. However, the certain fees may be applicable based on lender policies, which you should thoroughly check before proceeding with the whole process.

6. Use of Services

• By using EzeeRupee’s services, you agree:
• To use the services solely for legitimate purposes related to applying for personal loans.
• Not to use the platform for fraudulent activities, including submitting false information or applying for loans with the intent not to repay.

To comply with all applicable laws, including those related to financial products and services.

7. Data Privacy

EzeeRupee is committed to protecting your personal information. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal and financial data. By using our services, you consent to the collection and use of your information as described in the Privacy Policy.

8. Third-Party Services

EzeeRupee partners with third-party lenders to provide financial services. By using EzeeRupee’s platform, you agree to the terms and conditions set forth by these third-party lenders. EzeeRupee is not responsible for any disputes or issues arising between you and the lender.

9. Limitation of Liability

EzeeRupee is a facilitation platform and does not provide any financial product directly. As such, EzeeRupee is not responsible for:

• Any disputes regarding loan approvals, interest rates, or repayment terms between you and the lender.
• Any financial loss, damage, or liabilities arising from your use of third-party lending services.
• Errors, delays, or interruptions in the loan or credit card application due to technical or third-party issues.

EzeeRupee’s liability is limited to the extent permissible by law.

10. Amendments to Terms

EzeeRupee reserves the right to modify or update these Terms from time to time. Any changes will be posted on this page, and it is your responsibility to review these Terms periodically. Continued use of the service after any amendments constitutes acceptance of the updated Terms.

11. Termination of Services

We reserve the right to terminate or suspend your access to EzeeRupee’s services if:

• You violate these Terms or engage in fraudulent or unlawful activities.
• We are required to do so by legal or regulatory authorities.

Termination of your account does not relieve you of your obligations to repay any outstanding loan amounts as per the loan agreement.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of India.

13. Contact Us

If you have any questions or concerns regarding these Terms, please contact us at [email protected].

By using the EzeeRupee website and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.